Surplus Fund Recovery Specialists
If your property was sold at auction, funds may be sitting in a county court registry with your name on them. We locate those funds, file the claim on your behalf, and only collect a fee when you are paid.
Zero upfront fees We only get paid when you do
Why we may have contacted you
If we reached out to you, it is because we identified surplus funds that may be owed to you or a relative as a result of a foreclosure or tax sale. These funds are real and they are held in the county court registry.
No commitment required
"I will restore to you the years that the swarming locust has eaten."Joel 2:25
After a foreclosure or tax sale, leftover funds often sit unclaimed in court registries across the country. We locate those funds and recover them on your behalf at zero upfront cost. We also provide financial consulting guidance throughout the process.
When a foreclosed property sells at auction for more than the mortgage owed, the difference belongs to the former homeowner. Most people never receive the county notice. We find those funds and file the claim on your behalf.
Check your eligibility →When a property is sold at a tax deed auction for more than the taxes owed, a surplus is created in the former owner's name. These funds sit in the county registry waiting to be claimed. We handle the entire filing process.
Check your eligibility →If the original owner has passed away, their heirs still have a legal right to the surplus. We help families navigate the estate process to ensure the funds reach the right person. These cases often qualify for a higher recovery percentage.
Check your eligibility →If Provision Recovery Solutions reached out to you, it is because we believe we have identified surplus funds owed to you or a relative as a result of a mortgage foreclosure or tax deed sale.
These funds are held in the county court registry. They are real. The county is required to notify you, but that notice goes to the foreclosed address where you no longer reside.
We are licensed finders specializing in recovering these funds on your behalf. We work directly with county agencies to file the necessary claims and secure your rightful money.
"Most of our clients had no idea they were owed money until we called."
We advance all costs. You pay nothing until funds are recovered on your behalf.
Documentation, filings, follow-up. Everything is handled by our team.
Your information is never shared or sold. We do not ask for financial account access.
We operate in full compliance with applicable surplus fund statutes in every state we serve.
Our mission is to help individuals, families, and businesses reclaim what is rightfully theirs, with transparency, integrity, and zero upfront risk.
We specialize in the recovery of funds tied to mortgage foreclosures, tax sales, and government-held assets. With expertise navigating public systems across all 50 states, we advocate for our clients by removing red tape, challenging improper claims, and ensuring the highest possible return.
At Provision Recovery Solutions, we restore legacies, protect generational wealth, and deliver results that matter.
These funds are held for only a limited period. After that window closes, the agency responsible may seize them through a process called escheatment. Once that happens, recovering your funds becomes significantly harder. The time to act is now.
"Let us take back what is rightfully yours."
We handle everything from the initial search to the final payout. Your only responsibility is to answer your phone and sign the authorization.
You share your name and former property address. We search court and county records to confirm whether surplus funds exist in your name. Free, no obligation, no commitment required.
Before you sign anything, we send you documentation directly from the county confirming the funds exist and that you are the entitled party. You see the evidence before any agreement is made.
A straightforward contingency agreement outlines our fee percentage and your rights. Our company advances all costs to process your claim. No money leaves your pocket at any point.
We handle all documentation, coordinate notarization where required, and submit the complete claim package directly to the county court. You do not need to appear anywhere or retain separate counsel.
We track the status of your claim, respond to any county requests, and keep you informed throughout. Processing timelines vary by county and state. We remain diligent so you do not have to.
The county releases the funds. You receive your money. Only after you are paid do we collect our agreed contingency percentage. That is the only way we ever earn anything on your case.
Surplus funds, also referred to as an overage or excess funds, are the money remaining after a property is sold at a foreclosure auction for more than the amount owed. When this occurs, the excess proceeds belong to the original homeowner or their heirs, not the bank and not the county.
You have been identified as the appropriate party to claim these funds because property you owned has gone through a foreclosure or tax sale, or because you are an heir to property that went through a sale. The county is required to notify you but sends that notice to the foreclosed address where you no longer reside.
The funds are held in the county court registry. They are the direct result of a foreclosure or tax deed sale where the property sold for more than what was owed. They remain there until a valid claim is filed. If no claim is filed within the statutory deadline, the state may permanently seize those funds.
Never. If you engage our services, we will not ask you to pay a single dollar out of pocket. Our firm advances all costs and fees required to process your claim. We are compensated on the back end only after we have successfully secured the funds on your behalf. This is clearly stated in your agreement before you sign.
In non-probate cases it is possible to file independently. However, our experience ensures the best outcome when navigating the real complexities of the process: document requirements, competing claims, statutory time limits, lien holder complications, and county-specific administrative procedures. We work directly with the county on your behalf and do everything necessary to secure your full surplus.
No. We do not require your bank account number, credit card, or any financial access. Please be cautious of any company that requests this type of information. We only need your name, your former property address, and your authorization to file the claim on your behalf.
Heirs retain the legal right to claim these funds. The process may require establishing a probate or summary administration through the courts to identify and authorize the rightful heir. We assist families in navigating this process and work with the appropriate parties to ensure the funds reach the correct person.
Timelines vary by county and state. Some counties release funds within four to six weeks of a successful claim. Others require several months. Once we confirm your case, we will provide a realistic timeline specific to your jurisdiction. We keep you informed throughout the entire process.
Provision Recovery Solutions was founded by Isaiah and Julie Mensah, a husband and wife from South Florida. As a father, a provider, and a believer, Isaiah built this company on one principle: if it were our family, what would we want someone to do for us?
We treat this company the way we treat our marriage. Full transparency. No hidden agendas. Right expectations from day one. We are here to help you recover what is rightfully yours and ensure you are informed and respected at every step.
We do not just find lost money. We restore legacies and protect what families worked hard to build. That mission is deeply personal to us.
You know every fee and every step before you sign
Our values guide every decision we make
We advance all costs and earn only on results
We lead with empathy and genuine care
Real people who answer and follow through
We tell you the truth from the very first call
Isaiah & Julie Mensah, Founders
No cost. No commitment. Share your information and we will review your case and reach out with exactly what we find.
We will review your case and be in touch shortly.
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